New Doctor Loan Program

If you’re a borrower who recently graduated from medical school or in the early stages of your career, our Doctor Loan Program is specifically designed to offer favorable terms for home buyers with great earning potential.

  • Medical student loan debts are NOT included in the debt to income ratio, provided they are deferred for a minimum of 12 months after closing.
  • Income from future primary employment within 90 days of the closing may be used to qualify.

Who qualifies?

  • Medical Resident
  • Medical Doctor (MD)
  • Doctor of Dental Science (DDS)
  • Dental Surgeons
  • Doctor of Optometry (OD)
  • Doctor of Pediatric Medicine (DPM)
  • Doctor of Osteopathic (DO)

Eligible Transactions

  • Primary residence
  • Minimum 720 middle credit score
  • Standard underwriting guidelines
  • Purchase or Refinance

Call today for more details: 888-660-3696